Insurance Bad Faith Attorneys
Insurance companies—including one’s own insurer—have a legal duty to handle all insurance claims honestly and in good faith, no matter how large a claimant’s settlement might be. When insurance companies attempt to hide available coverage from a claimant or adjusters engage in unethical or illegal activities to reduce or deny legitimate claims, our lawyers understand that these actions qualify as insurance bad faith. Denver individuals affected by these incidents may need an insurance settlement to recover after an accident or injury, and bad faith can lead some innocent people to financial ruin.
Your Best Choice for Representation
The attorneys at Varner Faddis Elite Legal, LLC have settled hundreds of cases in the past and have extensive experience with personal injury law, which includes bad faith claims. Our attorneys employ a standard of excellence in every case and take an empathetic but professional approach to every client. Results drive our firm, and our attorneys keep communication with clients open at all times, from the first consultation to the conclusion of the case.
You may believe that handling your own representation is a good way to save money, but the average person doesn’t have the experience to meet the court’s filing deadlines and uncover the volume of evidence that can come into play in an insurance bad faith lawsuit. Additionally, insurance companies typically have in-house legal teams or keep powerful attorneys on retainer at all times, and the average person wouldn’t have the time or resources to compete. Hiring an attorney dramatically enhances your chances of winning an insurance bad faith case and increases the amount you could receive. If you hire an attorney from Varner Faddis Elite Legal, we can ensure that your that your bad faith claim receives the care and attention it deserves for successful pursuit.
What Is Insurance Bad Faith?
“Bad faith” insurance can apply to a number of possible events. Essentially, any unethical, dishonest, intimidating, or otherwise coercive behavior on the part of an insurance company constitutes bad faith. Some common examples of bad faith insurance practices include:
- Lying or misrepresenting aspects of a policy to reduce a claimant’s settlement
- Failure or refusal to act on a received claim
- Failure to adopt a clear policy for handling and processing claims
- Failure to adopt clear policies for investigating claims
- Failure or refusal to provide a clear explanation for the denial or reduction of a claim
- Failure or refusal to respond to an insured claimant after the claimant provided proof of loss
- Coercing or threatening a claimant into dropping a claim
What to Do About an Insurance Bad Faith Claim
If you suspect an insurer is dealing in bad faith with your claim, you should secure legal representation as soon as possible. An attorney can draft a letter claiming bad faith to the insurer which will clearly outline the elements of your claim, evidence of the insurer’s bad faith practices, and a demand for a fair settlement. In many cases, such a letter can be enough to convince an insurer to cooperate – the financial drain of a lawsuit will typically be much greater than paying a settlement for a legitimate claim.
Contact Us Today – We Want to Help
If you believe that you have experienced any type of bad faith dealings in a recent interaction with an insurance company representative or claims adjuster in Denver, CO, and surrounding areas, contact Varner Faddis Elite Legal, LLC today to schedule a consultation with one of our attorneys. Once our team reviews your insurance claim and other evidence in your case, we can let you know if you have grounds for a bad faith lawsuit and help you understand your options for recovery.